Policy Matters

FOURTH QUARTER 2015

News you can use from the experts at LLIS

November is Long Term Care Insurance Awareness Month alt

Welcome to LLIS's quarterly newsletter. Policy Matters is part of our commitment (as The advisor’s insurance advisor®) to provide you with service, solutions, education, and information you can use to safeguard your clients’ wealth and future security.

 
in this issue

Quick Links

Care: Who & Where?


Independence: ADL (Is that what comes after the ACL?)


Assets: What’s Counted & How to Protect Them


Caregiving: Care or Companionship?


Did you know?


 

 
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Care: Who & Where?
There are a number of factors that affect the possibility that your clients will need care such as age, disability, health status and living arrangements.
Learn More >>

 
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Independence: ADL (Is that what comes after the ACL?)
According to medical and insurance companies, long term care is deemed necessary if someone cannot perform 2 of the 6 ADLs or has a severe cognitive impairment.
Learn More >>

 
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Assets: What’s Counted & How to Protect Them
Asset protection can protect savings, "non-countable" and countable Medicaid assets.
Learn More >>

 
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Caregiving: Care or Companionship?
It's not just what long term care insurance can do for you, but what it can do for your loved ones.
Learn More >>

 
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Did you know?
Veterans and their spouses are eligible for certain long term care services
Learn More >>

Solutions available through LLIS

Term Life Insurance | Low-Load Universal Life (Individual & Survivorship) | No Lapse Guaranteed
Universal Life (Individual & Survivorship) | Long Term Care Insurance | Disability Insurance
Critical Care Insurance | Low-Load Variable Annuity | Immediate and Fixed Annuities
Low-Load Variable Universal Life | Hybrid Life/LTCi | Hybrid Annuity/LTCi

(We recommend low-load permanent life insurance and annuities when possible)

(Not all policy types available in all states)

For a list of current providers, visit the Advisor Tools section of our website and click on
"Insurance Companies We Work With".

NAPFAACA Garrett Planning Network NAPFA Genesis Sponsor LLIS LLIS XYPN National Sponsor