SECOND QUARTER 2015 |
News you can use from the experts at LLIS |
 |
||
 |
||
 |
||
A Disability Life Story
“Thank goodness we were prepared”
Because he invested in disability insurance, David was still able to take care of his family after a stroke caused him to retire early.
At age 48, it appeared the best years of David's life were still ahead. Between playing volleyball, participating on the local ski patrol, spending time with his family, and traveling for business, David was leading an active, exciting life.
But, in early spring 2005, everything came to a halt. David suffered a stroke that changed his life forever.
Although in a wheelchair, David decided to return to work part-time, hoping he would have the ability to resume his career as an IT consultant. While he physically made progress by switching from the wheelchair to a cane, David felt overwhelmed at work. "I wasn't able to keep up with my colleagues and resume traveling -- even part-time, so I permanently retired," he said.
Financially, the stroke greatly affected his family. "Thank goodness we were prepared," said David.
Although financial matters now are more challenging, David's family remains financially sound. He attributes their situation to their savings plan and preparedness in the event he or his wife became disabled. David previously purchased a disability income insurance plan through his employer, which helped the family financially after his stroke.
Looking back, David remembers that, "There was no warning. I was healthy. I went to the gym, skied often, used a treadmill at home. I had no other symptoms. It just happened. One day, you're fine, and the next day you're not."
Products available through LLIS
Term Life Insurance | Low-Load Universal Life (Individual & Survivorship) | No Lapse Guaranteed Univeral Life (Individual & Survivorship) | Long Term Care Insurance | Disability Insurance | Critical Care Insurance | Low-Load Variable Annuity | Immediate and Fixed Annuities | Low-Load Variable Universal Life | Hybrid Life/LTCi | Hybrid Annuity/LTCi
(Not all products available in all states)
For a list of current providers, visit the Advisor Tools section of our website and click on
"Insurance Companies We Work With".
2907 W. Bay to Bay Blvd. | Suite 102 | Tampa, FL 33629-1706 | Toll Free: 877-254-4429
Local: 813-902-0002 | Fax: 813-902-0007 | www.LLIS.com
Home | About Us | Quote Request
Copyright 2015 Low Load Insurance Services, Inc. Contents may not be copied, reproduced or redistributed without prior written permission of Low Load Insurance Services or its affiliates.