Activities of Daily Living (ADL)

​Daily self-care activities: bathing, dressing, eating, continence, toileting, transferring. A person's ability or inability to perform these ADLs is used to measure his/her functional status. To receive benefits from a long term care insurance (LTCi) policy (or Hybrid Life/LTCi or hybrid Annuity/LTCi), most companies require that insureds be unable to perform at least two of the six ADLs.​