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Insurance Glossary

Industry jargon and unfamiliar terminology can be confusing.

No insurance resource would be complete without a helpful menu of terms and concepts. This information-rich list will help you make sense of the solutions you are considering.

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Catastrophic Disability Benefit

​A rider available with Disability insurance policies. Provides a monthly benefit in addition to monthly disability benefit if insured becomes catastrophically disabled solely due to an injury or illness and loses the ability to perform two or more activities of daily living (ADLs) without assistance, or becomes cognitively impaired, or becomes presumptively disabled.