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Insurance Glossary

Industry jargon and unfamiliar terminology can be confusing.

No insurance resource would be complete without a helpful menu of terms and concepts. This information-rich list will help you make sense of the solutions you are considering.

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Cost of Living Adjustment (COLA)

​A rider available with Disability insurance policies. During a period of disability, COLA increases the monthly benefit once a year to offset inflationary effects. Adjustments are made only after the insured has become disabled.