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Insurance Glossary

Industry jargon and unfamiliar terminology can be confusing.

No insurance resource would be complete without a helpful menu of terms and concepts. This information-rich list will help you make sense of the solutions you are considering.

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Fixed Annuities

​A type of deferred annuity that increases in value according to a stated fixed interest rate established by the insurance company for a specified time period, allowing the owner to minimize risk during market declines. The insurance company accepts the investment risk for these products.