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Insurance Glossary

Industry jargon and unfamiliar terminology can be confusing.

No insurance resource would be complete without a helpful menu of terms and concepts. This information-rich list will help you make sense of the solutions you are considering.

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Refund of Premium Benefit

​A rider available with Long Term Care insurance policies. If a policyholder dies before a specified age with the LTCI policy in place, the beneficiary will receive a refund of premiums (minus any claims paid). The age requirement and refund formula vary among companies.