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Insurance Glossary

Industry jargon and unfamiliar terminology can be confusing.

No insurance resource would be complete without a helpful menu of terms and concepts. This information-rich list will help you make sense of the solutions you are considering.

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0-9 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z (ALL)

Universal Life Policies

​Offer policy owners a flexible premium, adjustable death benefit (aka, face value), and cash accumulation. As cash values increase, the policy owner may make premium payments from that account, take withdrawals and loans, or cash in the policy for its current cash value.