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Policy Matters



  • Registration for LLIS Insurance Academy will be open next week! Join us in February 2017:
    • where financial plans meet sparkling sands (at Sheraton Sand Key)
    • to get the keys to insurance planning for your clients
    • for some sun ‘n fun
  • Danica Patrick is spokesperson for Life Insurance Awareness Month:
    • “Driving race cars is risky. Not having life insurance to take care of your family is riskier. Protect your family with life insurance. It’s the right thing to do.”
  • A conversation starter:
    • Advisor to married client: "OK, let’s talk now about your legacy planning. I just learned recently that a lot of people have no idea if their spouse has life insurance coverage. So let’s start there …”
    • Millennials are more likely to want their spouse/partner to purchase life insurance. Overall, 35% of people wish their spouse/partner would purchase coverage, while an additional 12% aren’t sure how much life insurance protection their spouse or partner has.1
  • The majority say a major reason they have life insurance is to cover their funeral and final expenses.1
  • More people should consider income replacement a top reason to own life insurance. Half of U.S. households would feel the financial impact from the loss of their primary wage earner in just 6 months, and more than a third would feel the impact in a month or less. Put another way, people in 1 in 3 homes would have immediate trouble paying living expenses if they were to lose their primary wage earner. Milliennials are most at risk.1
  • You can see/hear/learn from us:
    • September 18-21 (XYPN Conference in San Diego). We’re proud to once again be XYPN’s national sponsor, conference sponsor, and new this year: CE track sponsor!
    • October 12-15 (NAPFA Conference in Arlington). As Genesis’s national sponsor, we’re once again hosting the Genesis social Thursday night!
    • November 2-5 (ACP Conference in Seattle)
    • November 8 (LLIS webinar) Long Term Care Insurance Awareness Month: Because Healthcare Costs Continue to Rise
    • November 14 (Garrett Planning Network member webinar)
    • December 3 (LLIS webinar) ‘Tis the Season of Giving and Layering
    • December 5 (Garrett Planning Network member webinar)


Term Life Insurance | Low-Load Universal Life (Individual & Survivorship) | No Lapse Guaranteed Univeral Life (Individual & Survivorship) | Long Term Care Insurance | Disability Insurance | Critical Care Insurance | Low-Load Variable Annuity | Immediate and Fixed Annuities | Low-Load Variable Universal Life | Hybrid Life/LTCi | Hybrid Annuity/LTCi

(We recommend low-load permanent life insurance and annuities when possible)

(Not all policy types available in all states)

For a list of current providers, visit the Advisor Tools section of our website and click on "Insurance Companies We Work With".

NAPFA ACP Garrett Planning Network NAPFA XYPN BLatinX Internship Inc. Sponsor