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THIRD QUARTER 2017

NEWS YOU CAN USE FROM THE EXPERTS AT LLIS

LLIS Insurance Academy registration is open! Dates: February 21-23, 2018. Location: Clearwater Beach, FL. Register here.

Life insurance for spouses/partners: Group usually offers only small death benefits and is not cost-efficient. For coverage a family needs if something happens to a stay-at-home parent (or a working parent who needs coverage), an individual term life policy is better.

Join us:
- September 19 LLIS Webinar (Life Insurance Awareness Month: What Options Are Best For Your Clients?)
- October 10 LLIS Webinar (Scary Insurance Challenges)
- October 18-21 NAPFA Fall Conference (Orlando, FL)
- November 8-11 Alliance of Comprehensive Planners (San Antonio, TX)
- November 14 LLIS Webinar (Long Term Care Insurance Awareness Month: The Long and Short of LTCi)
- December 12 LLIS Webinar (End of Year Policy Review)
Employees of small companies are much less likely to be covered for disability. At companies with fewer than 100 workers, 29% have access to STD, 23% have access to LTD. (Bureau of Labor Statistics, Employee Benefits Survey, March 2016) LLIS can help your small business clients provide both short term and long term disability insurance to their teams? Contact Kathy Bilodeau for information.
If you have clients who are maxed out on DI or don’t qualify for DI, we may be able to help them with critical care insurance. (Even non-working spouses/partners can qualify for critical care insurance.) Contact Kathy Bilodeau for information.
Some companies even provide their employees with pet insurance!

SOLUTIONS AVAILABLE THROUGH LLIS

(We recommend low-load permanent life insurance and annuities when possible)

(Not all policy types available in all states)

For a list of current providers, visit the Advisor Tools section of our website and click on "Insurance Companies We Work With".