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Policy Matters

Fourth Quarter 2020

NEWS YOU CAN USE FROM THE EXPERTS AT LLIS

  • MassMutual has made the decision to stop offering its traditional LTCi policies as a result of low traction with its current offering. While the company will stop accepting applications for new policies in January 2021, they will continue to service existing LTCi policies, and policyowners can count on MassMutual to be there for them if they need to rely on the coverage those policies provide. MassMutual has decided to concentrate their long term care planning solutions to:
    • Hybrid Life/LTCi solutions
    • Permanent life insurance riders that allow for acceleration of the death benefit to help pay for long term care expenses
  • We’ll be participating in the following 2021 conferences, and hope to see you!
    • Spring NAPFA National Conference (May 5-8) San Diego, CA
    • Garrett Conference (August 4-6) Virtual
    • Fall NAPFA National Conference (October 13-16) Boston, MA
    • ACP Conference (October 25–28) Atlanta, GA
    • #XYPNLIVE 2021 (November 8-12) Denver, CO

SOLUTIONS AVAILABLE THROUGH LLIS

Term Life Insurance | Low-Load Universal Life (Individual & Survivorship) | No Lapse Guaranteed Univeral Life (Individual & Survivorship) | Long Term Care Insurance | Disability Insurance | Critical Care Insurance | Low-Load Variable Annuity | Immediate and Fixed Annuities | Low-Load Variable Universal Life | Hybrid Life/LTCi | Hybrid Annuity/LTCi

(We recommend low-load permanent life insurance and annuities when possible)

(Not all policy types available in all states)

For a list of current providers, visit the Advisor Tools section of our website and click on "Insurance Companies We Work With".

NAPFA ACP Garrett Planning Network NAPFA XYPN