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Policy Matters

SECOND QUARTER 2016

NEWS YOU CAN USE FROM THE EXPERTS AT LLIS

  • Clients working part-time (20+ hours/week) are eligible for individual disability insurance coverage.
  • Our monthly webinar series continue. May continues our focus on Disability Insurance Awareness Month with Disability Insurance Awareness Month: Time to Ensure Your Clients’ Paychecks are Protected. Sign up here
  • $1,300/month is the average SSDI monthly benefit. Can you and your clients and families live on that?
  • 68% of adult Americans have zero in savings earmarked for emergencies
  • 90% of wage earners chose “valuable” or “very valuable” when asked to rate their “ability to earn an income;” more valuable than retirement savings, medical insurance, personal possessions, and other forms of savings or homes.
  • Medical problems contributed to 62% of all 2007 US personal bankruptcies and half of all home foreclosure filings in 2006
  • There’s coverage called Critical Care Insurance that can protect clients without incomes or clients maxed out on DI
  • We have a number of disability insurance tools available to you and your clients
  • Our ever-improving website will soon offer you the ability to log in and review your clients’ insurance coverages. Maybe even by the end of 2016.
  • We’ll be presenting/exhibiting/sponsoring:
    • NAPFA Spring Conference: Genesis members and eligible members, please join us for the Genesis Social Wednesday 5/18 at 7:30 at the Overlook on 4th floor.
    • Garrett Retreat: July 21-24
    • Genesis webinar: August (date TBD)
    • XYPN Conference in San Diego: September 18-21
    • NAPFA Fall Conference: October 12-15 (with another Genesis social!)
    • Alliance of Comprehensive Planners Conference: November 2-5

SOLUTIONS AVAILABLE THROUGH LLIS

Term Life Insurance | Low-Load Universal Life (Individual & Survivorship) | No Lapse Guaranteed Univeral Life (Individual & Survivorship) | Long Term Care Insurance | Disability Insurance | Critical Care Insurance | Low-Load Variable Annuity | Immediate and Fixed Annuities | Low-Load Variable Universal Life | Hybrid Life/LTCi | Hybrid Annuity/LTCi

(We recommend low-load permanent life insurance and annuities when possible)

(Not all policy types available in all states)

For a list of current providers, visit the Advisor Tools section of our website and click on "Insurance Companies We Work With".

NAPFA ACP Garrett Planning Network NAPFA XYPN BLatinX Internship Inc. Sponsor